Why we don’t bill Insurance
We are often asked why we do not bill health insurance, Medicare, provide superbills, work with personal injury cases, or any type of 3rd party pay at our office.
One of the main reasons that we choose not to bill insurance companies is that it allows us to keep our office costs down, so that we are able to offer affordable and accessible chiropractic care to ALL members of our community.
* Many of our practice members do not have insurance coverage and/or their deductibles and copays are too high to realistically serve them as they need. Since it is illegal to charge different fees for each individual, we would be forced to charge everyone a higher insurance based fee and those that don’t have insurance most likely could not afford care. We are unwilling to exclude anyone from the care they need.
* The standard and quality of care we provide is the highest we can possibly deliver. Insurance companies are not willing to recognize that, nor will they pay for this high quality and quantity of care.
* In order for services to be covered, insurance companies require us to do procedures and tests that are not necessary for you to receive care at this office, wasting time and money for each of us. As you know, we only do what is needed for you to receive care here and refer you to other doctors if further care is necessary.
* To accept insurance, we would be required to compromise and limit our ability to provide the best care possible for you. Insurance providers, that are not medically trained in Chiropractic care, dictate the type of care we can provide. We would be forced, in essence, to provide you with incompetent care. That is something we are not willing to do.
Additionally, we offer different services here at Heart Space Holistic, types of energetic healing that are not recognized by medical professionals and insurance companies. Not billing for, or selective billing, goes against our integrity, and it would be illegal to do so.
* Most insurance does not cover chiropractic care for children. We are not willing to exclude a segment of the population that chiropractic care can benefit and impact the most.
* Insurance was designed for quick, short-term symptom and disease care and treatment. Our objective is about improving your health and helping to enhance all aspects of your life throughout your entire health journey. Philosophically and clinically those two objectives are incompatible and it becomes a contradiction to try and change one objective to fit the other.
Research has shown that those paying for their own healthcare often recover and get healthier quicker as well as receive better benefits from chiropractic care. We want you to benefit as much as possible from the specialized care we provide here.
For these reasons and more, (yes, I could go on!) we have chosen, with you in mind, to not participate with insurance billing. Fortunately, we are able to accept your HSA and FSA cards and many insurance companies accept our emailed receipts for you to submit for reimbursement.